It puzzles a lot of people when a family of 9 (soon to be 10) is living on a one income! Yup, you might be wondering how is that possible with prices of gas going sky high, food prices climbing, let alone all the other expenses that come at you.
I will show you a few tips of how a large family (even some smaller than ours) can live pretty comfortably on a one person income. Let me first add, we have always been a family to stay out of debt (except for our house payment). This has helped us tremendously with juggling our ever growing family! Here is also 10 ways we save money at home A Heart For Your Home
Here are a few ways that can help any size family live affordably
- Learn to be content. This is a big one for all of us. Learning to be content with the things we already have really helps us in not spending money on needless things. “Keeping up the Joneses” is a trap we all can fall in, but learning to appreciate what we already have, helps curve the appetite to keep buying to fill a void.
- Make a budget. Doing a budget each year helps to know how much is coming in and what is going out. It keeps you accountable when shopping and keeping your categories in check. Here is a FREE budget calculator that is very helpful when planning out your expenses www.crownmoneymap.org.
- Buy used as much as possible. Thrift stores, garage sales, hand-me-downs, Craig’s list, etc. are great places to find a lot things your kids need, or even household items that you need to replace. The savings from buying new is usually more than 1/2 the price.
- Cook at home. Eating at home as much as possible really saves a ton! With feeding a big family it’s much more affordable to make your own meals. There are occasions when eating out is a treat but you can still find deals like “kids eat free” with paying adult etc. Eating out on a regular basis really adds up and it’s a quick way to throw money out of the window.
- Find free activities. If you look around, there are plenty of free activities for families! From museums, to state parks, beaches, bike rides, concerts in the park, camping outback, movies at the library, etc. In most cases you can Google “free activities for your state” and find a ton of listings.
Having a bigger family can bring it’s challenges but when it comes to making it all work and stretching your dollar it can be done!! Being creative….being content……and being conservative are three areas that help make it work!
Learning to enjoy your family, enjoy what has been given to you, and finding creative ways to have fun it what it’s all about it.
Something to keep in mind…your kids don’t need every toy, every game, every new happening in style clothes. If we train them when they are young to appreciate what they have and learn to be content it cultivates a heart of gratitude.
Making family memories is key when raising any size family. Have fun and enjoying special times together is priceless! In most cases it doesn’t cost money at all.
Jennifer Lavallee Jennifer has been married to her high school sweet heart for 18 + years and God has blessed them with 7 (soon to be 8 ) wonderful children to raise for Him.
Jennifer is a Pastor’s wife and has been in full-time ministry for 13 years. She lives in a small town community, and loves spending time with family, being outdoors, reading, and shopping at thrift stores.
When she is not homeschooling during the day, she’s busy trying to save money, keep the house organized and teaching her children to have a closer walk with the Lord.
You can find her at A Heart For Your Home